All F-1 international students are required to have health insurance coverage for the entire time they are studying at Regent, including any approved post-completion Optional Practical Training. The United States does not have socialized medicine, and medical costs are extremely high in comparison to many countries. Students will be responsible for purchasing a health insurance policy, and must maintain continuous coverage while in the United States. At a minimum, the coverage must provide:
- medical benefits of at least $50,000 per illness or accident;
- repatriation of remains benefits of at least $7,500; and
- expenses associated with medical evacuation of the exchange visitor to his or her home country for at least $10,000.
- The deductible may not exceed $500 per accident or illness.
Health Insurance is not the same as a Travel Insurance policy. Before purchasing a health insurance policy, students must first contact Heidi Decker, the Director of OISS at firstname.lastname@example.org at least 3 weeks prior to arrival in the United States, or 3 weeks prior to the start of classes for students who are already in the United States. Students should send Ms. Decker a direct link to a website that gives the details of the insurance policy they wish to purchase, for her review and approval. Students should NOT purchase an insurance policy until the policy has been approved by the Director of OISS. Once students purchase the pre-approved insurance coverage, they must submit a "Certificate of Coverage" to the Director of OISS. Students must purchase a policy that will cover them for at least one full semester, and will be required to renew their coverage each semester. Students may choose to purchase annual coverage if they prefer. Our office maintains a list of approved health insurance providers and we would be happy to share it with you upon request.
Below is a video about the complex medical system in the United States:
This video teaches international students how to prepare for their arrival in the US, how the US healthcare system works and how students should seek medical care appropriately if they become sick or injured.
Please visit www.internationalstudentinsurance.com/explained/ for more information.