School of Psychology & Counseling

SPC Admissions: 800.681.5906
or 757.352.4498

Glen Moriarty
“If you are in graduate school, then it should be cool to be broke.”

Glen Moriarty, Psy.D.

CACREP Quality Matters Program

Loan Forgiveness

Christopher Murphy
"If you make good decisions to delay gratification now for a better future, we will be proud of that.”

Jen Ripley, Psy.D.
Program Director and Professor

Loan forgiveness programs are available to alleviate student loan debt for graduates in eligible fields of employment or post-graduate programs. Loan forgiveness means that the portion of loans 'forgiven' does not have to be repaid by the student. With most graduate school loan forgiveness programs (see below), a portion of loan debt is forgiven over a period of time after the graduate has entered loan repayment and made several loan payments.

NOTE: School of Psychology & Counseling degrees lead to careers that qualify for loan forgiveness; however, eligibility for loan forgiveness and the application process are determined by the organizations below and not the Regent University Financial Aid Office.

National Health Service Corps
"The NHSC LRP recruits fully trained health professionals who agree to provide primary health services in NHSC community sites. In return, the NHSC LRP assists clinicians in their repayment of qualifying educational loans that are still owed."

The American Recovery and Reinvestment Act (ARRA) of 2009 set aside $500 million to address health professions workforce shortages across the nation. $300 million will be going to the National Health Service Corps (NHSC) and almost $200 million of that will be directed to loan repayment awards for new applications and renewals. ARRA also allocated $24 million for new NHSC Scholarships and $20 million for state loan repayment programs to be allocated by states. NOTE: Psychologists are eligible for the loan repayment program but not the scholarship program. For more information visit

National Center on Minority Health and Health Disparities
"The National Center on Minority Health and Health Disparities (NCMHD) offers educational loan repayment to qualified applicants through the Loan Repayment Program for Health Disparities Research (HDR-LRP). The HDR program provides an incentive for health professionals to engage in basic, clinical or behavioral research directly relevant to health disparities research." For more information go to

National Institutes of Health
Information to multiple loan repayment programs offered by the National Institutes of Health. For more information go to

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